What if the future of banking wasn’t a bank?

Almost everything we do has been made better with technology, so why hasn’t the way we manage our money?

We have tie-up with Neo Financial

All our clients can open a bank account (Neo Money™) and credit card (Neo Card™ and Neo Secured Card™) with Neo Financial to get the special benefits.

What is Neo and how is it different?

Neo is a Canadian tech company that reimagines the way people spend, save, and earn rewards. We’re helping you make the most out of your time and money by building from the ground up using today’s technologies. You can open an account within minutes, earn instant cashback at your favourite stores, and get real-time notifications when you spend and save, all without monthly or annual fees³. Neo has been launched by the co-founders of SkipTheDishes.

Made in Canada

Our home is in the prairies where we’re transforming the prairie provinces into a technological powerhouse. Our foundation was built by industry leaders and continues to draw world-class talent.

Neo Money™-(Bank Account): Combine the best of a savings and spending account into one.

Features of Neo Financial’s chequing account (Neo Money™):

Truly unlimited. No strings or monthly fees attached.

Forget the Monthly Fee - Save money with no monthly or annual fees. Spend money on things, not fees.

Unlimited free transactions

You can send and receive money, pay your bills, and deposit your paycheques.

No "minimum" required

No minimum deposit. No minimum balance in your account. With Neo, there’s no such thing as too little savings.

Automate your payments

Make life easier with scheduled payments. Conveniently pay off your Neo Card™ and other bills all from one place.

Fund your account in 3 ways

  • Send an Interac e-Transfer®
  • Link your existing accounts
  • Set up direct deposit.

Credit Card - Neo Card™: unlimited cashback, no annual fees¹

One card to replace all others

Is it a travel rewards card? A dining card? A gas and grocery cashback card? Perks allow you to customize your Neo Card™ with additional perks to become your ultimate rewards credit card.

We’ve built a credit card around you—unlimited cashback, no annual fees¹, and flexible perks that boost rewards without annual commitments.

Features of Neo Financial’s Credit Card (Neo Card™):

Unlimited Cashback

With Neo, get unlimited cashback. Shop and collect cashback you can use immediately.

Start using instantly

There’s no need to wait for your physical card to arrive. Add your virtual card to Apple Wallet or Google Pay, and start spending as soon as you’re approved.

15% Welcome bonuses

Access exclusive welcome bonuses, like up to 15% cashback² on first-time purchases.

Know your finances

Get a bird’s-eye view into your spending habits with Insights. See all your purchases in one place, track your average, and dive into the details by category.

5% Average cashback

Earn an average of 5% cashback² at 10,000+ partners across the country.

Security in your pocket

Freeze and unfreeze your card in a single tap. Protect your account with Face ID, fingerprint lock, and two-factor authentication. You’re in control with the Neo app.

Split the bill

Pay with your Neo Card™ to earn cashback. Then split the bill⁴ in the app to send multiple Interac e-Transfer® requests instantly. The payments will be directly deposited into your Neo Money™ account.

*For all the terms & conditions, inclusions and exclusions, please visit Neo’s website.