Visitors to Canada
Get the right health insurance for your time in Canada
Getting health insurance coverage is smart when travelling to Canada. I can help you choose the visitors to Canada coverage that’s right for you, whether you are:
- Visiting as a tourist.
- Parents and grandparents applying to visit under Canada’s Super Visa program.
- Seeking employment as a temporary foreign worker.
- A New Canadian who must wait to get benefits under the Canadian Government Health Insurance Plan (GHIP).
What is Super Visa insurance?
Super Visa allows Parents or Grand Parents to stay in Canada for up to two years at a time and is offered to parents of Permanent and Canadian residents. A Super Visa helps reunite Parents and Grandparents with family. SuperVisa can be issued for up to two years to ten years. Applicants must show they have medical travel insurance set up for one year after arriving in Canada. You can purchase this medical Insurance on behalf of the family member who is visiting.
You will need emergency medical coverage of a minimum of $100,000, valid for at least one year from the day they enter Canada, proof of paid medical insurance premium, and They may also need a signed letter of either a child or grandchild promising financial support during the stay in the country.
What does super visa medical insurance cover?
Super Visa Medical Insurance can take care of most of the treatment expenses. There are other benefits as well. Here’s a list, have a look:
- Hospital accommodation
- Nursing care
- Ambulance Services
- Surgeries
- Emergency dental repair
- Prescription medications
- Diagnostics and X-rays
- Medical services and hospitalization
- Follow up treatment
- Rental or purchase of medical appliances
- Besides companion
- Accommodation and Much more
Super Visa Applicant Insurance Requirements
If you are applying for a super visa through Immigration, Refugees and Citizenship Canada (IRCC), you will have to get travel health insurance that meets the following requirements:
- The plan covers health care, hospitalization, and repatriation.
- The maximum payout must be at least $100,000.
- The coverage must be continuous for 365 days, even if the applicant chooses to come and go from Canada.
- There is no minimum deductible required. A deductible is what the applicant has to pay if they make a claim. Plans include deductible options, but we recommend $0.00 for the best protection.
- Refunds are available if the applicant is denied entry into Canada or they choose to leave before one year.
- Must include confirmation of insurance documentation for review by a port-of-entry officer.
Visitors to Canada Insurance Coverage Options
Each situation is unique, requiring specific benefits to ensure you have the coverage you need, where and when you need it. We can build many components of insurance coverage into your customized plan.
Choice of insurance amount
$25,000, $50,000, $100,000 or $150,000
Direct billing
With many health providers, so you can keep your money in your pocket.
Choice of deductible
$0, $100, $500 or $1,000
No waiting period
if you apply before arriving in Canada or are replacing an existing emergency medical plan issued by a Canadian insurer.
Family Plans
You can get insurance for the couple in one policy.
Trip Cancellation & Interruption
Cancellation of a non-refundable trip due to a medical issue that precludes travel
Pre-existing conditions
Option for coverage for Pre-Existing Medical Conditions
Top-ups & Extentions
Increase your coverage and extend your insurance
We're here to help.
Whether you’re ready to discuss your best insurance options or have questions about our services, I am ready to serve you by phone, in person or through virtual meeting.
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More about super visa insurance
You can get a Full Refund of your Money Paid for Super Visa Insurance if the Visa is not Approved!
Are you applying for a Super Visa for your Parents or Grandparents?
Worried about loss of premiums paid if the Visa got rejected?
Well, you do not need to stress about this. Insurance Companies give you a Full Refund in case the Visa is not approved by the Immigration Department of Canada.
This way, you will not lose any of your money! Call us to get more details about Super Visa Insurance. I will answer all your questions. Book an Appointment today!
A partial Refund can be Applied for the Unused Period of Super Visa Insurance!
Are your parents or grandparents here with you on Super Visa Insurance?
If they are planning to leave Canada before one year, you can get a partial refund for the unused months of Insurance coverage.
Yes! You can get your money back if they are not staying here for the whole year.
For more details, call us or Book Appointment today! I will help you with your questions!
Diseases covered under Super Visa Insurance
If you have a condition such as Alzheimer’s, Stroke, Schizophrenia, or Parkinson’s, you can still get coverage with Super Visa Medical Insurance.
You need to disclose those types of conditions, as well as Diabetes, issues with major organs, past surgeries, and blood pressure issues, anything that originates from a pre-existing condition.
Make sure to understand what is included and not included in your policy, so you don’t get a claim decline. You will have to go through plans to find one that covers what you need. Or Consult with me today for more details.
Is Medical Insurance Mandatory for a Super Visa?
You won’t need a medical exam to get a Super Visa, but you will have to answer some medical questions honestly.
You will need to have Medical Insurance for a Super Visa, Which is called Super Visa Insurance.
All applicants will need to show they have Emergency Medical Health insurance coverage from a Canadian Insurance Company.
The coverage needs to meet the Minimum $100,000.00 CND required by the Government of Canada.
Does Super Visa Insurance cover dental?
You can get Accidental and Emergency dental coverage with Super Visa Medical Insurance. With Accidental coverage, you get emergency treatment and service to any or whole teeth, capped and crowned included,
When you have dental emergency coverage, you get relief immediately from acute dental pain caused by a dental emergency, but not a blow to the face.
Any conditions that have already been treated are not covered. As with the Accidental coverage, you must get treatment within 90 days from the emergency before returning to your original country.
Super Visa Insurance can Cover your Parents during their Journey too!
Are you inviting your Parents on a Super Visa?
Did you know you can cover them from Medical Emergencies while they are on their flight?
Yes, they can be covered during their Transit too! Call us to get the best Insurance Coverage for your Parents or Grand-Parents. Medical Emergencies can affect your pocket and make you pay thousands of dollars in bills. Make sure your parents or grandparents are protected from these Medical expenses.
Super Visa Insurance can be Paid in Monthly Installments too!
If you are inviting your Parents on Super Visa and you find it difficult to pay for the Insurance in one go, this Plan is for you!
Super Visa Insurance can be paid in Monthly Installments too! I can help you select the best Insurance coverage that also fits your budget.
Do not worry about that one big amount of Insurance as you can divide it into monthly payments.
Call us today to get more details about this option!
How long will Super Visa Insurance be valid?
Super Visa Insurance is different from regular visitor visas, where you are only allowed to remain for six months in Canada.
With Super Visa Insurance, you can stay for up to two years, and the Insurance is valid only for one year.
A regular Super Visa can be issued for up to ten years, but the visitor can only stay up to 2 Years at a time for each visit.
Will Super Visa Insurance starts from my Super Visa start date?
When you apply for the Super Visa Insurance, remember the coverage of the Super Visa should not be started until the Visa is issued with finalized travel dates. Your Insurance should start on the date you travel.
The coverage will end when you cancel your Insurance or when you return to your own country. If you have an expiry date, your policy will end on that date.
You can extend your Super Visa by submitting an extension up to another 1 Year before the current status expires.
Super Visa Insurance with a pre-existing condition
Super Visa insurance provides coverage for pre-existing medical conditions not covered by OHIP or your private health insurance plans. Some plans will cover pre-existing medical conditions, while others will also cover stable pre-existing medical conditions.
Other insurance options we offer
