'Recommend a Friend' Terms & Conditions

  •  The value of the voucher will be determined by the premium paid by the recommended friend/customer. Minimum premium spend on an insurance policy to qualify for voucher is $100/month or $1200 annually or atleast $100,000 lumpsum investments.
  • Vouchers will be issued after the recommended customer has been our customer for 3 months or 90 days.
  • If either the new (recommended) customer or the referring customer were to cancel their policy within 3 months or 90 days or withdraw their investments within 1 year from when they initially took the policy/investments out, then the voucher offer will not stand and therefore no voucher/vouchers will be issued.
  • Vouchers will be issued to both the new customer and the referrer after 90 days of policy issue date or investment.
  • Vouchers can not be replaced if lost, stolen or destroyed.
  • Vouchers can not be exchanged for cash or other denominated vouchers unless otherwise pre-agreed.
  • We reserves the right to amend the terms and conditions without prior notice.
  • Please note, if either customer was to cancel their policy or policies which were set up by me, we hold the right to invoice for the value of the voucher/vouchers issued along with any other cancellation costs that may be incurred.
  • By using this service you are also agreeing to our company privacy policy and term & conditions. This can be viewed on our website under the Privacy Policy and terms & conditions.

This offer is for limited period only